Best One Insurance understands the importance of having the correct auto insurance coverage in case of an accident, theft, fire, windstorm, or any other occurrence covered by your policy. Florida is a no-fault state, meaning that if you are injured in an accident, your car insurance will pay your medical costs up to your policy’s limits, regardless of who caused the accident.

Florida drivers must know the mandatory insurance requirements that apply statewide: The minimum required coverage is $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL). PIP insurance also covers your child and other household members, your child riding on a school bus, and you as a pedestrian or bicyclist involved in an accident. The bodily injury coverage pays for the medical expenses others may accrue due to an accident you cause. Optional coverage includes collision and comprehensive Insurance for damage to your vehicle caused by automobile accidents, theft, and other events. Other coverages available are Rental reimbursement, and Towing and labor.

Failure to keep your vehicle insured may result in the suspension of your license and registration for up to three years or until proof of Florida insurance is provided. Policies written for antique and classic cars are unique and depend on multiple factors. Best One Insurance can help you determine the best coverage for your needs and provide the best price and value on Florida car insurance. Contact us today for more information