Protect your precious jewelry with Best One Insurance. As the jewelry is personal and represents special moments in your life, it’s important to have comprehensive coverage against damage, loss, or theft. 

Standard homeowners or renters insurance may not cover scenarios like mysterious disappearances or unexplained loss, which can be covered by a jewelry insurance policy. Rates for jewelry insurance depend on your location and can cost 1-2% of the value of your jewelry. Best One Insurance can help cover a wide range of jewelry, including engagement and wedding rings, earrings, heirloom jewelry, watches, and loose stones while being set.

Jewelry insurance policies cover loss, theft, damage, and disappearance. However, wear and tear, damage due to war or authority, intentional actions, and pests are not covered. Collections such as art, guns, and coins, as well as non-jewelry items like dog jewelry tiaras and air pods, are also not covered. Pre-existing damage to your jewelry is also not covered.

Deciding whether to get jewelry insurance is a personal choice. Consider whether you would want your jewelry repaired or replaced if lost, damaged, or stolen, and how much you would be willing to pay out of pocket. 

Contact Best One Insurance today to customize your coverage!

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